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Category Archives: SBA 504 Loans

Buying a Building for a Business: Why Buying Can Be Better Than Leasing in 2020

December 4, 2020 | Small Business Loans
cre, commercial real estate, buy building, building, building purchase

If you’re a small business owner tired of paying rent for your business or commercial building, or have an upcoming lease renewal, you’ve probably considered buying a building for a business you own. As it turns out, there’s a government-backed loan that can help you buy a building for your business: the SBA 504 loan.…

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October 1, 2020 | SBA 504 Loans
504 SOP Blog photo

Whether you are a lender or a small business owner considering a building purchase, our SBA 504 SOP Cheat Sheet is a quick and easy way to get familiar with the recent changes to the program. The SBA has released SOP 50 10 6. The SOP (standard operating procedures) is a rulebook that evolves each…

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Pets, People and Small Business Growth Bring SBA Honor to Kahoots Partners

September 24, 2020 | SBA 504 Loans

You’ve heard the well-worn line about small businesses starting out of a garage. While that’s often true, entrepreneurs Mike Bittinger and Ethan Tunnell did the adage one better. They started their Kahoots Feed & Pet Stores business literally out the back of a pickup truck. “My dad loaned me $1,000 for a truck and we…

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Top 3 Reasons Small Businesses Should Buy a Building

July 30, 2020 | SBA 504 Loans
Photo for 3 Reasons to a Buy a Building blog

Are you familiar with CDC’s #LoanTipSixty Video Series, where experts from CDC share insights in just 60 seconds? Read below for the key takeaways from our #LoanTipSixty: Top 3 Reasons to Buy a Building video or watch the video here.  Follow the series on CDC’s YouTube Channel.   Small business owners who are tired of…

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SBA Woman Lender of the Year: Merri Adams

July 23, 2020 | SBA 504 Loans
Photo of Merri Adams SBA Woman Lender of the Year

What does an SBA 504 loan have to do with Jenga? You might be surprised. Merri Adams isn’t though. She has been working in finance for more than three decades.  Merri is a VP, Senior Commercial Lender at CDC Small Business Finance and is an expert at putting each necessary piece in place to close…

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Five Ways the SBA 504 Loan Fits Into a Business Strategy

July 10, 2020 | SBA 504 Loans
business strategy sba 504

With the interest rate for an SBA 504 at a historic low, small business owners are taking a fresh look at purchasing commercial real estate with this loan product.  As they forecast their business strategy in response to the current landscape, the SBA 504 loan is a valuable tool. It can improve estate planning options…

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Refinancing a Non-SBA Commercial Real Estate Loan? Turn to the SBA 504 Refi’s Low Rate for Savings

June 18, 2020 | SBA 504 Loans
Business loans, business loan, capital, CDC Small Business Finance, SBA, business loan, small business, startup loan, small business financing, Small Business Administration, Small Business Administration loan, equipment financing, SBA 504, SBA 504 loan, commercial real estate, refinancing

The SBA 504 Refinance Program offers small business owners, who own the building their business occupies, the opportunity for refinancing their existing non-SBA guaranteed commercial loan to a more affordable and beneficial SBA 504 loan.  The SBA 504 Refi and the SBA 504 are part of the U.S. Small Business Administration slate of loan programs that…

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Momentum for 25-year SBA 504 Loan Continues

March 6, 2020 | SBA 504 Loans
SBA 504 loan

The information in this post about the 25-year SBA 504 loan is current as of March 6, 2020. It’s been nearly two years since the U.S. Small Business Administration began accepting the 25-year term SBA 504 loan. There’s every indication that small business owners are embracing this new financing option with open arms and pocketbooks.…

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Made for Small Businesses – SBA 504 Loans Are a Path to Buy or Build the Perfect Property

January 9, 2020 | SBA 504 Loans
CDC Small Business Finance commercial real estate sba

This reprinted column by Kurt Chilcott, CEO and President of CDC Small Business Finance, and Christopher Bane, Vice President, Senior Commercial Lender – SBA 504, Arizona, was published January 2020 in the Scotsman Guide. Many small businesses are at a crossroads. They want to take advantage of low interest rates and a strong U.S. economy to…

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