“When you’re running a practice and buying a building at the same time, you need people you can trust..”
Deb Telles
Cardiovascular Associates“The bank and CDC were amazing. Their teamwork exceeded my expectations and they bought into our dreams..”
Salvador Garcia
Owner
Graphicom Digital“With interest rates low and building costs rising, the timing seemed right to buy our own building..”
Randy Mintz
Owner
Z Sports“I partnered with CDC because they have the expertise to provide immediate answers for my clients..”
Richard Willner
Business Community Capital“The people at CDC held our hands as we walked through the SBA process..”
Gurchuran “Gogy” Sandher
Owner
Saagar Fine Cuisine“My bank suggested SBA-504 financing because of the low down-payment, which allowed me to save my cash for the business..”
Jim Tankersley
Owner
Laser-Tronics“I use the 504 program because it’s good for my clients. I use CDC Small Business Finance because they’re reliable and provide excellent service..”
Lan Ward
Senior Vice President
California Bank & Trust“CDC was the key to us getting what we consider a ‘killer’ deal. CDC staff were honest, straightforward and always quick to respond..”
Randy Ling Tan
General Manager
G.L. Food Wholesales“CDC Small Business Finance provided a turnkey solution and timely service..”
Brett Noss
Chief Financial Officer
Advantage Mailing“We were confident in our business plan and put our faith in the high-energy people at CDC..”
Kayla Sharp
Chief Executive Officer
Spectre Industries
Sell SBA 504 1st Mortgages on Secondary Market
Banks can generate premium and servicing income as well as capital relief by selling their 504 first trust deeds on the secondary market. CDC Capital Markets, a wholly owned subsidiary of CDC Small Business Finance, offering programs that address all asset types and underwriting guidelines
CDC Capital Markets also provides a la carte lending services to banks, non bank lenders, and loan brokers including marketing, sales, processing, underwriting, loan doc preparation and servicing.
LOW MOD 504 with Morgan Stanley
Whole Loan Direct Fund – Multi-purpose properties only
Bank Benefits
Selling bank receives flat 3% premium
Terms
- Must be in an LMI census tract. Check subject property address by Clicking Here:
- Whole loan purchases
- Preferred cities – Los Angeles, Oakland, Richmond (CA), San Diego, San Francisco, San Jose, Phoenix, Chicago, Indianapolis, Detroit, New York City, Milwaukee
- Also available in select rural counties across the country
- DSCR of 1.0 or better, multi-purpose properties, community impact, job creation
- 3 years interest-only followed by 27-year amortization fixed for 7 years at 5-year libor swap + 275 basis points
For eligibility and rate information, Click Here
TRADITIONAL 504 with Morgan Stanley
Whole Loan Purchase or Direct Fund – Multi-purpose
Bank Benefits
- Sell entire SBA 504 first mortgage loan to increase liquidity and capital while maintaining business bank relationship.
- Receive premium income generated from the sale of the loan.
- Banks are often able to offer more competitive rates and terms as well as benefit from regulatory relief through the minimization of commercial real estate loans.
Terms
- Available in all 50 states
- DSCR of 1.2 or better, multi-purpose properties
- 25 years fully amortizing, variable rates or fixed rates for 3, 5, 10 and 25-year terms
- Direct fund or loan purchase
- Selling bank receives premium based on pricing
For rate sheet, Click Here
For published LIBOR swap rates, Click Here
For more information and guidance, contact:
Ken Rosenthal
CDC Capital Markets
858.967.7817
krosenthal@cdcloans.com
www.cdccapitalmarkets.com
