Your Story Deserves More than a Credit Score
When some lenders say no, we find a way to say yes.
What’s an SBA Community Advantage Loan?
Creditworthiness based on historical repayment instead of FICO score
Amounts of
$30,000 – $350,000
Repayment terms
up to 10 years
Rates Starting
at Prime+2.75%
Features
Available for start-up and existing businesses
Funds can be used for working capital, operating expenses, tenant improvements,
Equipment, business acquisition, and refinancing of business debt
Affordable capital compared to other nontraditional loans
$57 million+
in small business lending to entrepreneurs like you in 2023
What’s
required?
- Acceptable credit history with a reasonable explanation for past challenges
- Cash flow to service requested debt
- Collateral not needed for approval
- Projections reviewed for early-stage and startup businesses
Don’t have projections? We can help you put them together! Let’s talk ⟶
Support Beyond Lending
CDC Small Business Finance is here to equip you for long-term business success, which is why when you become a borrower, you gain free access to our Business Advising Services experts.
Work with Seasoned Entrepreneurs
Access knowledge and resources from small business experts
Get Approved with Pre-Loan Support
Pre-loan support to help loan applicants get approved
Personal Post-Loan Advising
We help you grow and succeed with smart business decisions
Get Your Questions Answered
Tell us about your business and we’ll contact you to chat about financing options to help you secure the loan you need.
Our Mission
CDC Small Business Finance is now part of the Momentus Capital family of organizations. Rooted in social mission, we are driven to ensure local leaders have access to the capital and opportunities they deserve. We support locally-led solutions to build healthy, inclusive, and equitable communities through a continuum of lending, impact investments, training programs, and technology programs. Learn more at momentuscap.org.
