Finance Resource Center

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  • “When you’re running a practice and buying a building at the same time, you need people you can trust..”
    Deb Telles
    Cardiovascular Associates
  • “The bank and CDC were amazing. Their teamwork exceeded my expectations and they bought into our dreams..”
    Salvador Garcia
    Owner
    Graphicom Digital
  • “With interest rates low and building costs rising, the timing seemed right to buy our own building..”
    Randy Mintz
    Owner
    Z Sports
  • “I partnered with CDC because they have the expertise to provide immediate answers for my clients..”
    Richard Willner
    Business Community Capital
  • “The people at CDC held our hands as we walked through the SBA process..”
    Gurchuran “Gogy” Sandher
    Owner
    Saagar Fine Cuisine
  • “My bank suggested SBA-504 financing because of the low down-payment, which allowed me to save my cash for the business..”
    Jim Tankersley
    Owner
    Laser-Tronics
  • “I use the 504 program because it’s good for my clients. I use CDC Small Business Finance because they’re reliable and provide excellent service..”
    Lan Ward
    Senior Vice President
    California Bank & Trust
  • “CDC was the key to us getting what we consider a ‘killer’ deal. CDC staff were honest, straightforward and always quick to respond..”
    Randy Ling Tan
    General Manager
    G.L. Food Wholesales
  • “CDC Small Business Finance provided a turnkey solution and timely service..”
    Brett Noss
    Chief Financial Officer
    Advantage Mailing
  • “We were confident in our business plan and put our faith in the high-energy people at CDC..”
    Kayla Sharp
    Chief Executive Officer
    Spectre Industries

Eligibility Guidelines

Eligibility Criteria For A Loan To Start, Buy Or Expand A Business

  • Located in Located in California, Nevada or Arizona (Please note that loans under $50,000 are only available in Southern California)
  • No bankruptcy within the last 4 years
  • Not currently behind on any existing debt
  • Have the capacity to meet living expenses and repay loan
  • Owner(s) must personally guarantee the loan

Start-up businesses must have:

  • Either an outside source of income (spousal income, other job, rental, etc.) OR collateral equal to the value of the loan.
  • 30% injection from the owner
  • Business Plan and reasonable financial projections (click here for templates)