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Spiros Karatzis

Building & Equipment

Spiros Karatzis, an 16-year expert in specialty finance and SBA lending, provides the SBA 504 loan to small businesses in South Los Angeles and Orange County who are interested in purchasing, developing or refinancing commercial real estate.

Knowledge and experience:
As part of CDC Small Business Finance, the #1 SBA 504 lender in the nation, Spiro’s SBA knowledge and excellent customer service make him an ideal partner to help close your SBA 504 deals smartly and efficiently. Spiros works with each business owner to discover their unique and specific financing requirements.

Association, recognition and background:

  • National Achiever, JP Morgan Chase Bank
  • Presidents Club Wells Fargo
  • ADP Board of Director & Pinnacle Award Winner

SBA 504 Loans:
Only 10% down

  • 10 percent down payment by the small business owner
  • No additional collateral required to be pledged
  • Below market fixed interest rate fully amortized
  • Use of funds: new acquisition or conventional refinance of owner user property


CDC Small Business Finance


As the leader in SBA 504 loans


Dollars in SBA real estate financed


Total Sq. Ft. financed


Jobs created and preserved

Ready to get financing?