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Current SBA 504 25 year standard rate: 6.093%
Current SBA 504 20 year standard rate: 6.160%
Current SBA 504 10 year standard rate: 6.459%
Current SBA 504 25 year refi rate: 6.122%
Current SBA 504 20 year refi rate: 6.190%
Starting at Prime + 2.75%
When getting a loan it is important to understand the payment associated with the loan amount, rate and term. Use our calculator to get an estimate for the monthly payment for a working capital loan.
*For the SBA 504 Rates: Includes fees to CDC, SBA, and central servicing agent; based on pricing published by NADCO. The SBA 504 rates listed above are effective December 5, 2024, and change monthly with each funding cycle.
"My loan officer helped me tremendously. Every question I had – I would call him, he was there to answer."
Angelica Rojo, Red Angel Salon
"The entire team at CDC Small Business Finance has been supportive of my individual goals and has really taken the time to help my business succeed."
George Thornton, Home Brewing Co
"We decided to move forward with the SBA loan and to this day it's been a great success as we were able to expand our operations, hire new people, and get us ready for the future."
Jesus Ramirez, JXR Constructors