Need a business loan? We’re here to help.

From entrepreneurs to referral partners to current borrowers - we'll help you find what you need.

A nonprofit. More flexible than a bank. No hidden fees.

We focus on your whole story, not just the numbers. We don’t say no, we say “tell me more.” We take that extra step to learn about you and your business so we can find you the financing that best matches your goals.

Small Business Financing Options

Providing access to the capital you need to grow your business.

Learn More

SBA 504 Commercial Real Estate Loans

Did you know buying a building can be more economical than leasing?

We Can Prequalify in 24 Hours

Personal Pre & Post Loan Advising

You're not alone. We're here to help. We offer business advising.

Work with Business Experts

Alternative Commercial Real Estate Loans

Don’t qualify for 504 financing in California? We have solutions!

Our Impower Loan

Credit Blind Financing for Black Businesses

Tell us your whole story, so we can support your dreams.

Our Activate Loan
Veteran Switches from Leasing to Ownership to Drive Business Growth

Today’s Rates*

SBA 504

5.187 %

SBA 504

5.127 %

SBA 504

4.922 %

SBA 504

5.20 %

SBA 504

5.141 %

Small Business Loan

5% - 9.25 %

View SBA 504 Rate History
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Business Loan Calculator

When getting a loan it is important to understand the payment associated with the loan amount, rate and term. Use our calculator to get an estimate for the monthly payment for a working capital loan.

Estimate Monthly Costs
For the SBA 504 Rates: Includes fees to CDC, SBA and central servicing agent; based on pricing published by NADCO 6-9-2022. The SBA 504 rates listed above are effective from June 9 - July 6, 2022.
* These are average times. The actual time from approval to funding depends on the complexity of your loan. Speak to your loan officer to better understand timing expectations for your deal.
SBA Financing and Business Advising Help Start-Up Launch Dream Business

Making an Impact Since 1978

$20.4 billion

In small business financing
We are passionate about helping small business owners turn their dreams into reality with access to affordable financing.


Business owners helped
Since 1978, we have been dedicated to helping entrepreneurs, including the underserved, grow and succeed.


Jobs created and preserved
Our financing often supports job creation and retention which fuels economic development in our communities.

A powerful new enterprise for communities and small business

In order to ensure that traditional and mainstream financial systems are equitably serving Black, Hispanic, and Indigenous communities to drive solutions that support economic mobility and wealth creation, we must think differently. Traditional tools and approaches have failed to address systemic issues of inequality and the widening racial wealth gap.

Realizing the need for a new approach, Capital Impact Partners and CDC Small Business Finance have formally united their operations to launch a transformative new enterprise and innovate how capital and investments flow into historically disinvested communities.



A voice for small business

From meetings with congress people to supporting the passage of the Truth-In-Lending bill to testifying in front of the house and senate small business committees, we are dedicated to being a strong advocate for entrepreneurs.