CDC Small Business Finance is a nonprofit with a passion for making a difference for small businesses.  Over more than four decades we have helped over 12,000 small business owners get access to financing to help them grow and succeed.

We are committed to making an impact for small businesses of all sizes with affordable and responsible loans.  Start-ups to seasoned companies and every small business in between can benefit from our financing programs.

How do we make an impact?


Whether we are creating access to capital for the small business community or working with grantors and investors to raise funds, capital helps us make a great difference and increase our impact.


From meetings with elected representatives to supporting key legislation to testifying before congressional small business committees, we are a strong advocate for entrepreneurs.

Business Advising

We help potential loan candidates and current borrowers — pre and post loan. Our proven team of experts assist with business strategy, credit repair, financial planning and much more.

Did You Know?


Revenue Generated by women-owned businesses


People employed by black-owned businesses


Number of minority small business owners in the U.S.

And yet, business owners face barriers to access capital


People that have a business loan from a bank or financial institution


Chance a Latino business owner is denied by a bank


Amount of small business financing given to women


Interactive Impact Map


Data mapped by PolicyMap, an online GIS mapping tool.

Using the Interactive Map

The map above is an interactive tool that allows you to see a wide variety of data about our lending over the last five years.  You can view our impact by number of loans and dollar amount.  The information can also be sorted by zip code, county and state.

  • Click on the 3 vertical dots in the top right corner to access a larger view of the map which will open in a separate window or to print and download a pdf of the map.
  • Click on any of the various teal colored areas to reveal a bubble that will show you information by Zip Code, County and State
  • Use the Variable drop down menu in the legend at the top right to switch your view between Number of Loans and Dollars
  • Click the NEW MAP orange button at the top left of the map to expose a menu of additional data options.  If you select CDC Small Business Finance Lending, you can tailor your search to data on specific programs including SBA 504, SBA Community Advantage or CDFI lending.
  • In the top black bar there is a box that says Shaded By, click to access the drop down so  you can tailor your search by Zip Code, County or State.

How your investment helps

Create jobs and drive economic development in underserved neighborhoods

Provide small business owners access to responsible and affordable capital

Bridge the racial wealth gap through targeted programs and partnerships

Offer business advising to build financial acumen

Increase opportunities for commercial real estate ownership


Making an Impact Since 1978

$20.4 billion

In small business financing
We are passionate about helping small business owners turn their dreams into reality with access to affordable financing.


Business owners helped
Since 1978, we have been dedicated to helping entrepreneurs, including the underserved, grow and succeed.


Jobs created and preserved
Our financing often supports job creation and retention which fuels economic development in our communities.

A powerful new enterprise for communities and small business

In order to ensure that traditional and mainstream financial systems are equitably serving Black, Hispanic, and Indigenous communities to drive solutions that support economic mobility and wealth creation, we must think differently. Traditional tools and approaches have failed to address systemic issues of inequality and the widening racial wealth gap.

Realizing the need for a new approach, Capital Impact Partners and CDC Small Business Finance have formally united their operations to launch a transformative new enterprise and innovate how capital and investments flow into historically disinvested communities.



A voice for small business

Working with congress people and taking leadership roles in organizations like NADCO,  NAGGL and OFN  allows us to help drive key legislation that will benefit the small business community.


Acquiring financial skills transforms the chances of success

Investing with a Trusted Small Business Lender

Our unflinching commitment, for over four decades, has resulted in delivering affordable and responsible business loans to over 12,000 small business owners and counting…
Our History


Our unflinching cross-department collaboration and research helps us smartly shift our processes and offerings to meet small business owners where they need help the most.
Learn About Our Lab


We are committed to being a voice for entrepreneurs locally, regionally and nationally.
Learn more

Gratitude to our Grantors and Impact Investors:

We cannot accomplish our mission alone, nor could we impact small business owners
and their communities as deeply as we do without the commitment,
investment and belief of grantors and impact capital investors.

With Grant and Impact Capital, we are able to help business owners prosper,
create jobs, as well as drive economic development in underserved
neighborhoods all at a greater scale.


Impact Capital Investors

Goldman Sachs  •  Bank of America   •   Union Bank   •   CIT Bank


Support for over a decade

Bank of America   •   Union Bank   •   U.S. Bank


Government partners

Small Business Administration   •   City of Carlsbad



Bank of America   •   Bank of Hope   •   Bank of the West

Banner Bank   •   BBVA   •   Cathay Bank

CIT Bank   •   Citizens Business Bank   •   City National Bank

Goldman Sachs Foundation  •  JP Morgan   •   Opus Bank   •   Manufacturers Bank

Mizrahi Tefahot (UMTB) Bank   •   Pacific Western Bank   •   San Diego Gas & Electric

Torrey Pines Bank/Western Alliance   •   Union Bank   •   US Bank   •   Wells Fargo

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