800 611 5170

CDC Small Business Finance Privacy Policy

UPDATED: December 20, 2019

Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy.

Overview:

  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
  • We will only retain personal information as long as necessary for the fulfillment of those purposes.
  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  • Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
  • We will make readily available to customers information about our policies and practices relating to the management of personal information.

We do not sell your Personal Information
Please be advised that CDC Small Business Finance does not sell personal information.  Likewise, CDC Small Business Finance does not have any future plans to sell personal information.  However, we respect and understand that you may still want to ensure your personal information is not sold.  Therefore, if you would like to submit a “do not sell my information” request, we ask that you kindly email us at info@cdcloans.com and include your name, email and address.

Site Use Information. For purposes of determining “hit counts” and analyzing website trends, our server will track your IP address and the pages you access. We also may collect other non-personally identifiable information when you visit our website such as your IP address or other device address or ID, web browser, device type, the features of the apps you use, the web pages or sites that you visit just before or just after you visit our website, the pages or other content you view or otherwise interact with on the website, and the dates and times that you visit, access, or use the website. This information is gathered from all users and may be associated with your personal information. This information helps us develop a better site that is more useful and accessible to you.

Cookies. We may send one or more cookies to your device when you use website. Cookies are small text files containing a string of alphanumeric characters. We may use both session cookies and persistent cookies. A session cookie disappears after you close your browser. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits. Users can control the use of cookies through their browsers.  If you delete or reject cookies you may still use our website.

Information from Other Sources. We may obtain information, including personal information, from third parties. The information third-party partners provide us will be governed by this Policy.

How We Use the Information We Collect
We use the information we collect in a variety of ways, including the following:

  • to provide services and information that you request, to respond to comments and questions, and otherwise to provide support to users.
  • to understand and analyze the usage trends and preferences of our users, to improve, and to develop new products, services, features, and functionality.
  • to contact you for administrative purposes such as customer service or send communications. See the section below entitled “Your Choices” for information on how to opt-out of receiving promotional communications. 


Your Choices/Opt-Out
You may decline to share certain personal information with us, in which case we may not be able to provide to you some of the features and functionality. If you wish to access or amend any personal information we hold about you, you may contact us at info@cdcloans.com. Any changes you make will be reflected in active user databases within a reasonable period.  We may retain all information you submit for backups, archiving, prevention of fraud and abuse, analytics, satisfaction of legal obligations, or where we otherwise reasonably believe that we have a legitimate reason to do so.

If you receive commercial email from us, you may unsubscribe at any time by following the instructions contained within the email. You may correct, update or opt-out from receiving commercial email from us, and any other promotional communications that we may send to you, by sending your request to us by email at info@cdcloans.com or by writing to us at the address given at the end of this Policy.

You will continue to receive administrative messages from us if you opt out from receiving commercial messages from us.

Third-Party Services
The website may contain links to websites and services provided by third parties. Any information you provide on third-party sites or services is provided directly to the operators of such services and is subject to those operators’ policies, if any, governing privacy and security, even if accessed through CDC Small Business Finance’s website. We are not responsible for the content or privacy and security practices and policies of third-party sites or services to which links or access are provided. We encourage you to learn about third parties’ privacy and security policies before providing them with information.

Children’s Privacy
The Service and products or services available are not intended for children under the age of 13.  We request that persons under the age of 18 have supervision from a responsible adult. If we knowingly receive a child’s personally identifiable information, we will immediately delete it from our system.  Contact us at the address or phone number at the bottom of this Policy if you believe that we have mistakenly or unintentionally collected information from a child under the age of 13. You may also contact us at info@cdcloans.com.

Data Security
We use certain physical, administrative, and technical safeguards to improve the integrity and security of personal data that we collect and maintain. We cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. We also cannot guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

If we learn of a security systems breach, then we may attempt to notify you electronically so that you can take appropriate protective steps. We may post a notice if a security breach occurs.

Testimonials
We display personal testimonials of satisfied customers on our Site in addition to other endorsements.  With your consent we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us as info@cdcloans.com.

Links to Other Sites
CDC Small Business Finance has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by CDC Small Business Finance of the site. Use of any such linked web site is at the user’s own risk.  The Site [and our mobile application] may contain or you may be sent through the Site (or our mobile application) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising.  Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability or completeness by us.

Changes to this Policy
We may update this Policy to reflect changes to our information collection or retention practices.  When we update this Policy, we will revise the “Effective Date” above and post the new Policy. We encourage you to periodically review this page for the latest information on our privacy practices.

Your California Privacy Rights
California customers are entitled to request information relating to whether a business has disclosed personal information (as defined by the statute) to any third parties for their direct marketing purposes. We will not sell or transfer customer personal information to third parties for their direct marketing purposes without your consent. California customers who wish to request further information or who have questions more generally about this Policy and our privacy commitments to our customers should not hesitate to contact us at the address below.

Contact Us
Questions?  You may contact us with any questions or concerns about this Privacy Policy at:

CDC Small Business Finance
2448 Historic Decatur Rd.
#200
San Diego, CA 92106
800-611-5170
info@cdcloans.com

 

 

 

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