• Our general business loan rates range from as low as 4.50 – 5.00% + Prime
• Your rate will depend on which of our loan products best match your needs
• Compared to the marketplace, all our rates and terms are considered fair and competitive.

• Collateral not needed for approval
• Located in California, Arizona, Nevada, Detroit, Washington D.C. Metro, Dallas FW, Atlanta, and Miami
• Able to provide a down payment: 10% for start-ups and business acquisitions
• Ability to show sufficient cash flow to make payments
• Flexibility to waive some requirements for businesses in low-moderate income communities, start-up businesses and veteran owned

• You can be pre-qualified anywhere between 24-72 hours.
• For our general business loans the process can take from 4-6 weeks. Loan approval can take 2-4 weeks after the receipt of any requested documents.

Tip: Get funded quicker by submitting required documents as timely as possible.

• You can borrow between $20,000- $350,000.

Yes. If you are a start-up there will be a 10% downpayment and management or industry experience is required.

Yes, you will work with a real person and have your emails and phone calls returned promptly. We pride ourselves on being your partner through the loan process and beyond. Your loan officer is always available to answer questions, explain the process and help ensure you get a loan that you are comfortable with and that best supports your business goals.

We realize that credit scores only tell part of your story. We are piloting a new “credit-blind” loan product for Black small-business owners in Detroit to provide new financing opportunities. Learn more about our Activate loan product here.