Our Story

Since our beginning in 1978, our organization’s name and designation have changed, but one thing has remained constant: our purpose. We step up for entrepreneurs by advocating for and providing access to affordable and responsible capital.

During the organization’s early days, Arthur H. Goodman, the late founder of CDC Small Business Finance, would occasionally close down the office for a day and dispatch employees to small businesses in disadvantaged neighborhoods that often went ignored. The goal here was to let those entrepreneurs know they too could access business capital to grow their businesses and create their own prosperity.

His enterprising drive and charitable spirit set the tone and long-term strategy for CDC Small Business Finance, now one of the nation’s leading mission-based small business lenders.  Kurt Chilcott, who has served as the company’s chief executive and president since 1998, has built upon Art’s foundation by strategically expanding the organization, building strong community and industry partnerships and creating new innovative products and services.  The extraordinary growth has spanned from its’ original regional work in San Diego to now providing SBA 504 loans in three states and offering national lending products.

Our History

Our Mission

As a leader in the community and economic development field, CDC Small Business Finance provides access to transformative products, services, and advocacy to ensure ALL small businesses have the opportunity to succeed and grow.


Our Values

Professionalism and honesty define how we do business. Integrity is integral to our trusted and valued relationships with our lending and community partners, small businesses and with each other.

We are committed to high performance, outstanding service and to being a leader in our industry and community. Our commitment is driven by the our passion for our work.

We believe in the power of what can be realized by working together. Our individual contributions are only a part of the process and teamwork serves to amplify our impact.

Making a Difference
Every day we strive to make a difference in someone’s life – a small business, a lender, a student, a co-worker, a partner. This is the heart of our organization, our Why.

Making an Impact Since 1978

$21.3 billion

In small business financing
We are passionate about helping small business owners turn their dreams into reality with access to affordable financing.


Business owners helped
Since 1978, we have been dedicated to helping entrepreneurs, including the underserved, grow and succeed.


Jobs created and preserved
Our financing often supports job creation and retention which fuels economic development in our communities.

Celebrating Culture + Impact

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Watch our FY19 story: $341 million approved for small businesses, 6,377 jobs created/preserved, dogs, yoga and more...

Four decades of making a difference by providing affordable + responsible business loans to small business owners

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