Buy vs. Lease
Is buying or leasing a commercial building the right decision for you and your business?
Ask yourself the following questions:
What are your business needs now (and later)?
What is your business’s financial situation and future?
Top questions to ask if you’re considering purchasing commercial property
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SBA 504
Current SBA 504 25 year standard rate: 6.093%
Current SBA 504 25 year refi rate: 6.122%
Current SBA 504 20 year standard rate: 6.160%
Current SBA 504 20 year refi rate: 6.190%
Current SBA 504 10 year standard rate: 6.459%
Get answers to how the SBA 504 loan is structured, timing, costs, how much space the company needs to occupy and more.
*For the SBA 504 Rates: Includes fees to CDC, SBA, and central servicing agent; based on pricing published by NADCO. The SBA 504 rates listed above are effective December 5, 2024, and change monthly with each funding cycle.
As one of the nation’s leading SBA 504 lenders, you are in good hands when you work with loan experts. With a deep knowledge of the loan they will help you navigate the process to get the funding you need. The SBA 504 commercial real estate loan is fixed-rate, affordable financing that requires only 10 percent down. With this type of financing, you can enjoy stable monthly payments and the chance to build equity in your own investment.
"If you can get into a 504 and buy your building … now you’re investing in your own asset."
Chris Kuran, President, Waterstone Faucets
