UPDATED EFFECTIVE DATE: 09/01/2022

Your privacy is very important to us. Accordingly, we have developed this Privacy Policy in order for you to understand how CDC Small Business Finance collects, uses, communicates and discloses information we collect on our website www.cdcloans.com (“Site”) effective as of the date posted above. By using the Site and submitting information you agree that we may use and disclose your information according to the terms of this Privacy Policy and our Terms of Use. The following outlines our Privacy Policy.

Overview:

• Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
• We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
• We will only retain personal information as long as necessary for the fulfillment of those purposes.
• We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
• Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
• We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
• We will make readily available to customers information about our policies and practices relating to the management of personal information.

We do not sell your Personal Information

Please be advised that CDC Small Business Finance does not sell personal information. Likewise, CDC Small Business Finance does not have any future plans to sell personal information. However, we respect and understand that you may still want to ensure your personal information is not sold. Therefore, if you would like to submit a “do not sell my information” request, we ask that you kindly email us at info@cdcloans.com and include your name, email and address.

The Information we Collect

Information you provide

You can visit our Site, read about our services, check career opportunities, etc., without giving us any personal information about yourself. On some pages you can provide information in order for us to respond to your interest or request or to subscribe to our newsletter or blog. The types of personal information collected on these pages are name, address, email address, phone number, name of organization, interests and other similar information. You may also be able to register an account on our Site. During registration you may be required to give contact information, such as your name, postal address, and email address. We provide information about job openings on our Careers page. We use a third party staffing partner, Paylocity, to assist us in our staffing process. When you whose to apply for a position you will be automatically redirected to a page operated by Paylocity, who collects all information that you submit. This information can be shared with us by Paylocity.

Automatically collected information.

We automatically collect information when you visit the Site including your IP address and the pages you access. We also may collect other non-personally identifiable information when you visit our Site such as your device address or ID, web browser, device type, the features of the apps you use, the web pages or sites that you visit just before or just after you visit our Site, the pages or other content you view or otherwise interact with on the Site, and the dates and times that you visit, access, or use the Site. This information is gathered from all users and may be associated with your personal information. This information helps us develop a better Site that is more useful and accessible to you.

Cookies and similar technology

We use cookies and similar technology to collect aggregate (non-personal) information about Site usage by all of our visitors and to help us remember you and your preferences when you revisit the Site. Cookies are small text files containing a string of alphanumeric characters. We may use both session cookies and persistent cookies. A session cookie disappears after you close your browser. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits. Users can control the use of cookies through their browsers. If you delete or reject cookies you may still use our Site but some features may not be available or function properly. Further general information about cookies and how they work is available at www.allaboutcookies.org.

We may allow selected third parties to place cookies through the Site to provide us with better insights into the use of the Site or user demographics or to provide relevant advertising to you. These third parties may collect information about a consumer’s online activities over time and across different websites when he or she uses our website. We may also permit third party service providers to place cookies through our Site to perform analytic or marketing functions. We do not control the use of such third party cookies or the resulting information and we are not responsible for any actions or policies of such third parties.

We do not currently use technology that recognizes a “do-not-track” signal from your web browser.

Information from Other Sources.

We may obtain information, including personal information, from third parties. The information third-party partners provide us will be governed by this Privacy Policy.

How We Use Information

We use the information we collect for our general commercial purposes in a variety of ways, including the following:

• to provide services and information that you request, to respond to comments and questions, and otherwise to provide support to users.
• to understand and analyze the usage trends and preferences of our users, to improve, and to develop new products, services, features, and functionality.
• to contact you by email, postal mail or telephone for administrative purposes such as customer service or send communications. See the section below entitled “Accessing your information and your choices” for information on how to opt-out of receiving promotional communications.
• to offer our own, our affiliates or third-party products and services that we think you may find of interest, and
• to comply with our legal obligations.

Accessing Your Information and Your Choices

You may decline to share certain personal information with us, in which case we may not be able to provide to you some of the features and functionality. If you wish to access or amend any personal information we hold about you, you may contact us at info@cdcloans.com. Any changes you make will be reflected in active user databases within a reasonable period. We may retain all information you submit for backups, archiving, prevention of fraud and abuse, analytics, satisfaction of legal obligations, or where we otherwise reasonably believe that we have a legitimate reason to do so.

If you receive commercial email from us, you may unsubscribe at any time by following the instructions contained within the email. You may correct, update or opt-out from receiving commercial email from us, and any other promotional communications that we may send to you, by sending your request to us by email at info@cdcloans.com or by writing to us at the address given at the end of this Policy.

You will continue to receive administrative messages from us if you opt out from receiving commercial messages from us.

You can choose to delete or block cookies by setting your browser to either reject all cookies or to allow cookies only from selected sites. If you block cookies performance of the Site may be impaired and certain features may not function at all

Disclosing Your Information

We do not sell, rent or trade your personal information or permit unaffiliated third parties to use it for their own marketing purposes. We may, however, disclose your information as permitted or required by law.

We may disclose information about you to affiliated and unaffiliated third parties: (1) if you request or authorize it; (2) if the information is provided to help complete a transaction for you; (3) if the information is provided to comply with the law, applicable regulations, governmental and quasi-governmental requests, court orders or subpoenas, to enforce our Terms of Use or other agreements, or to protect our rights, property or safety or the rights, property or safety of our users or others (e.g., to a consumer reporting agency for fraud protection etc.); (4) if the information is provided to our agents, outside vendors or service providers to perform functions on our behalf (e.g., analyzing data, providing marketing assistance, providing customer service, providing administrative or other technology services, processing orders, etc.); (5) if the disclosure is done as part of a purchase, transfer or sale of services or assets (e.g., in the event that substantially all of our assets are acquired by another party, customer information may be one of the transferred assets); or (6) as otherwise described in this Privacy Policy.

Links to Other Sites

The Site may contain links to websites and services provided by third parties. Any information you provide on third-party sites or services is provided directly to the operators of such services and is subject to those operators’ policies, if any, governing privacy and security, even if accessed through CDC Small Business Finance’s Site. We are not responsible for the content or privacy and security practices and policies of third-party sites or services to which links or access are provided. We encourage you to learn about third parties’ privacy and security policies before providing them with information.

Children’s Privacy

The Service and products or services available are not intended for children under the age of 13. We request that persons under the age of 18 have supervision from a responsible adult. If we knowingly receive a child’s personally identifiable information, we will immediately delete it from our system. Contact us at the address or phone number at the bottom of this Policy if you believe that we have mistakenly or unintentionally collected information from a child under the age of 13. You may also contact us at info@cdcloans.com.

Security

We use reasonable physical, administrative, and technical safeguards to guard against unauthorized access, destruction, misuse, loss or alteration of data that we collect and maintain. We cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. We also cannot guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

If we learn of a security systems breach, then we may attempt to notify you electronically so that you can take appropriate protective steps. We may post a notice if a security breach occurs.

Testimonials

We display personal testimonials of satisfied customers on our Site in addition to other endorsements. With your consent we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us as info@cdcloans.com.

Changes to this Privacy Policy

We may update this Privacy Policy to reflect changes to our information collection or retention practices. When we update this Policy, we will revise the “Effective Date” above and post the new Policy on the Site. We encourage you to periodically review this page for the latest information on our privacy practices.

Notices to California Residents

Your California Privacy Rights. California customers are entitled to request information relating to whether a business has disclosed personal information (as defined by the statute) to any third parties for their direct marketing purposes. We will not sell or transfer customer personal information to third parties for their direct marketing purposes without your consent.

California Consumer Privacy Act Notice. As a non-profit entity, CDC Small Business Finance is not required to comply with the California Consumer Privacy Act.

Notice to Nevada Residents

We do not transfer personal information for monetary consideration. If you would like to tell us not to sell your information in the future please email us at [Email address] with your name, postal address, telephone number and email address with “Nevada do not sell” in the subject line.

Contact Us

Questions? You may contact us with any questions or concerns about this Privacy Policy through our Contact Us page or at:

CDC Small Business Finance
2448 Historic Decatur Rd.
#200
San Diego, CA 92106
800-611-5170
info@cdcloans.com