You have a great idea and you need the financing to make it happen. We have multiple programs so that you can get the best loan to meet your needs.
For over four decades, we have helped small business owners like you get a loan to support their business dreams. We have provided financing to more than 12,000 borrowers and counting.
Our SBA Community Advantage loans, a type of SBA 7(a) loan, are available across the country including:
Looking for $10,000-$50,000 loans with 3-6 year terms? We offer SBA Microloans in California!
Are you a BIPOC small business owner in Detroit? Our Credit Blind Activate Detroit loan program may be for you.
Rodnia, co-owner, El Borrego
We are with you every step of the way. Let's talk so we can answer your questions, explain the process and help you get the financing you need.
Provide basic financials and hear from us in 3 business days
Typically takes 2-4 weeks after receipt of requested documents
Work with your loan manager to finalize, and then, You’re Funded!
When getting a loan it is important to understand the payment associated with the loan amount, rate and term. Use our calculator to get an estimate for the monthly payment for a working capital loan.
*For the SBA 504 Rates: Includes fees to CDC, SBA, and central servicing agent; based on pricing published by NADCO. The SBA 504 rates listed above are effective December 5, 2024, and change monthly with each funding cycle.
Tip: Get funded quicker by submitting required documents as timely as possible.
Yes. If you are a start-up there will be a 5% downpayment and management or industry experience is required.
Yes, you will work with a real person and have your emails and phone calls returned promptly. We pride ourselves on being your partner through the loan process and beyond. Your loan officer is always available to answer questions, explain the process and help ensure you get a loan that you are comfortable with and that best supports your business goals.
"I got a lot of support along the way and a lot of questions answered. I wasn't wondering what was next, it was very planned out and easy and amazing, amazingly helpful."
Cindy Cate, Hello Birdie Nail & Lash Lab
"They made our dream come true. Hat’s off to CDC Small Business Finance for helping us get our loan."
Zachary Weisman + Karina Sanchez, Waterhorse Charters
"We didn't know anything about this process so to be able to ask questions and not feel like a dummy was really really great, CDC Small Business Finance really helped us through that."
Justin Frank & Devin Gneiting, Bread and Cheese Catering
We know that working with someone who understands your industry will help you get the right financing for your needs. All of our loan officers are experts and help entrepreneurs in every industry from restaurants to automotive to salons to medical and much more. Here are a few industries we would like to highlight that have dedicated experts.
Work with a Home Health Care loan specialist who understands the needs of your industry.
Learn more
Our experts are well-versed in the needs of small business owners in the childcare field.
Get the details
Download these PDF program cards to learn more about our loan products.
