Current Borrowers

Submit Insurance Policies/Changes or Renewals

Insurance Policy Requirements

CDC Small Business Finance must, at all times, have a current copy of the required Insurance Policy for the building and/or business personal property used as collateral to secure the loan. We will periodically contact you or your agent and request proof of insurance. At that time, we also ask that your insurance agent provide the following:

  • Common Policy Declarations
  • Lender’s Loss Payable Provisions Endorsement
  • Full Replacement Cost
  • 10-Day written notice of cancellation
  • Insured name, loan number, collateral location, policy number, coverage amount and expiration date

SBA/CDS should be named as Mortgagee and/or Lender’s Loss Payable as follows:
SBA/CDC Small Business Finance
2448 Historic Decatur Rd., Suite 200
San Diego, CA 92106

Please send evidence of insurance to our Insurance Team: or fax 619-764-4793

If you have any other questions or your loan is under a different loan program other than SBA, please contact Viollete Ibarra at  or Stephanie Zetz at