Current Borrowers
Penny Garton, CDC Small Business Finance loan expert

Small Business Loans

pgarton@cdcloans.com 559-519-1478

Fresno + Central Valley, CA

Penny Garton, 33-year veteran of commercial lending, underwriting and customer service, provides financing to small businesses across the country, with a focus on California, Arizona, Nevada, as well as the metro areas of Dallas-Fort Worth, Washington D.C., Miami, Detroit, and Atlanta.

Knowledge and Experience

As part of CDC Small Business Finance, the #1 SBA Community Advantage lender in the nation, Penny is committed to helping small businesses find the financing that is just right for their needs. She has 12 years of experience in small business lending, 10 of those 12 years spent doing SBA Lending in Central Valley. She listens to her client’s current needs, along with their future plans. Penny strives to provide excellent customer service, so her clients can focus on their businesses.

SBA Community Advantage Small Business Loans

  • Access from $30,000 – $350,000
  • Multiple loan options, including SBA products
  • A monthly payment you can afford
  • Fixed and variable rates available to meet your needs
  • Collateral not needed for approval
  • Up to 10 year terms
  • Improve cash flow
  • Complimentary business advising
  • Spanish-speaking representatives available throughout the process
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