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Penny Garton

Small Business Loan

Penny Garton, 33-year veteran of commercial lending, underwriting and customer service, provides financing to
small businesses throughout Northern California,
based in Central Valley.

Knowledge and experience:
As part of CDC Small Business Finance, the #1 SBA Community Advantage lender in the nation, Penny is committed to helping small businesses find the financing that is just right for their needs. She has 12 years of experience in small business lending, 10 of those 12 years spent doing SBA Lending in Central Valley. She listens to her client’s current needs, along with their future plans. Penny strives to provide excellent customer service, so her clients can focus on their businesses.

Small Business Loans:

  • Access from $20,000- $250,000
  • Multiple loan options including SBA products
  • A monthly payment you can afford
  • Fixed and variable rates available to meet your needs
  • Collateral not needed for approval
  • 5-10 year terms
  • Improve cash flow
  • Complimentary business advising
  • Spanish speaking representatives available throughout the process


CDC Small Business Finance


As a leader in nonprofit lending


Dollars in working capital loans


Dollars to people of color, women + veterans


Jobs created and preserved

Ready to get financing?