800 611 5170Click to Apply for a Loan Online


Video spotlight: Warehouse purchase for plush-toy maker charges business growth, minimizes tax hit – thanks to SBA loan

February 8, 2019 | Small Business Loans
Business loans, business loan, capital, working capital, business capital, CDC Small Business Finance, how to get a loan, SBA, SBA small business loan, SBA loan, small business loan, small business, startup loan, small business financing, Small Business Administration, Small Business Administration loan, Small Business Administration loans, microloan, microfinance, equipment, equipment financing, equipment costs, SBA 504, SBA 504 loan, SBA 504 loans, real estate loan, commercial real estate loan, real estate loans, commercial real estate loans, buy a building, buying a building, how to buy a building, building financing

At the rate Mascot Factory had been growing, it made increasingly more sense to look into buying a warehouse property to house their thriving operations.

One great way to finance a building purchase is through a fixed-rate SBA 504 loan, Mascot Factory owners Benjamin Lee and Sandra Oh came to realize. Offered by CDC Small Business Finance, this type of loan offers business owners several benefits including just 10 percent down to no outside collateral required. Oftentimes, the monthly payment with an SBA 504 purchase can be the same or even less than paying rent.

“It was very painless,” said Oh, of the SBA 504 loan-approval process. “We had heard horror stories…But loan officer Mike Sarthou explained everything step-by-step. We were shocked at how quick it went and it was smoother than our bank loan.”

We caught up with Oh and Lee at their Poway, Calif. building to learn more about how the SBA 504 loan helped them and their business — from paving the way for more hiring to minimizing their tax bill through business write-offs.

View their video interview below.

Related: More on Mascot Factory’s backstory – from the original founders to acquisition and growth

Intrigued by the prospect of owning your commercial property? CDC Small Business Finance is a leading SBA 504 lender, and we have several loan officers who can expertly guide you through how to qualify for this type of loan. Get ahold of us at loaninfo@cdcloans.com or (619) 243-8667.

In case you missed it:


  • I'm Interested in a Business Loan

    • This field is for validation purposes and should be left unchanged.

For media inquiries, email press@cdcloans.com.

Leave a Reply

Your email address will not be published. Required fields are marked *

Follow Us

Sign up for our blog

Get the latest small business news and updates from our team once a week.

Please check your email and confirm your subscription.

Pin It on Pinterest