YOU NEED ACCESS TO CAPITAL.
WE’RE HERE TO HELP YOU.

• Our general business loan rates range from as low as 7.25% to 14.5%
• Your rate will depend on which of our loan products best match your needs
• Prefer a lower rate? Then a loan with an extended application will be the right product for you.
• Need your money fast? With speed you can expect a rate on the higher end of the rate range.
• Compared to the marketplace, all our rates and terms are considered fair and competitive.
• Need more specifics? Download individual product details here

• Credit score as low as 680
• Collateral not needed for approval
• Located in California, Arizona or Nevada
• Able to provide a downpayment: 20% for start-ups, 10% for business acquisitions
• Ability to show sufficient cash flow to make payments
• Flexibility to waive some requirements for businesses in low-moderate income communities, start-up businesses and veteran owned

• You can be pre-qualified anywhere between 24-72 hours.
• For our general business loans the process can take from 4-6 weeks. Loan approval can take 2-4 weeks after the receipt of any requested documents.

Tip: Get funded quicker by submitting required documents as timely as possible.

• You can borrow between $20,000- $500,000.

Yes. If you are a start-up there will be a 20% downpayment and management or industry experience is preferred.

Yes, you will work with a real person and have your emails and phone calls returned promptly. We pride ourselves on being your partner through the loan process and beyond. Your loan officer is always available to answer questions, explain the process and help ensure you get a loan that you are comfortable with and that best supports your business goals.