504 Rate History

Effective rates below include fees to CDC, SBA and central serving agent based on debenture pricing published by NADCO.

2021

2021 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
25 Year SBA 504 2.692 2.752 3.043 3.073 2.933 2.883 2.813
20 Year SBA 504 2.653 2.714 2.995 3.016 2.845 2.764 2.694
10 Year SBA 504 2.438 2.438 2.684 2.684 2.612 2.612 2.591
25 Year Refi SBA 504 2.733 2.794 3.084 3.114 2.974 2.924 2.854
20 Year Refi SBA 504 2.696 2.757 3.038 3.058 2.887 2.807 2.737

2020

2020 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
25 Year SBA 504 3.710 3.460 2.878 3.029 2.758 2.597 2.406 2.66 2.406 2.582 2.552 2.622
20 Year SBA 504 3.639 3.388 2.804 2.955 2.683 2.522 2.341 2.210 2.361 2.553 2.523 2.583

2019

2019 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
25 Year SBA 504 4.877 4.767 4.737 4.527 4.387 4.086 4.006 3.626 3.455 3.480 3.740 3.640
20 Year SBA 504 4.751 4.641 4.581 4.360 4.260 3.978 3.908 3.526 3.355 3.398 3.679 3.579

2018

2018 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
25 Year SBA 504 5.316 5.346 5.286 5.207 5.317 4.987
20 Year SBA 504 4.64 4.94 4.92 5.024 5.214 5.314 5.254 5.294 5.244 5.153 5.253 4.922

2017

2017 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
20 Year SBA 504 4.58 4.60 4.83 4.62 4.66 4.59 4.76 4.53 4.37 4.57 4.51 4.50

2016

2016 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
20 Year SBA 504 4.82 4.31 4.54 4.30 4.31 4.22 4.08 4.08 4.09 3.99 4.35 4.59

2015

2015 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
20 Year SBA 504 4.59 4.53 4.79 4.58 4.84 5.05 4.95 4.89 4.89 4.76 4.74 4.86

2014

2014 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
20 Year SBA 504 5.53 5.30 5.28 5.18 5.07 5.06 4.94 4.95 4.99 4.81 4.87 4.77

2013

2013 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
20 Year SBA 504 4.20 4.28 4.29 4.15 4.14 4.52 5.22 5.23 5.69 5.44 5.45 5.45

2012

2012 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
20 Year SBA 504 4.83 4.70 4.79 4.74 4.45 4.49 4.45 4.44 4.27 4.25 4.16 4.00

2011

2011 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
20 Year SBA 504 5.73 6.06 5.93 5.89 5.63 5.51 5.58 5.13 4.69 4.83 4.94 4.94

2010

2010 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
20 Year SBA 504 5.79 5.55 5.6 5.77 5.52 5.29 5.21 4.93 4.62 4.95 5.09 5.56

2009

2009 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
20 Year SBA 504 6.66 5.70 5.6 5.25 5.37 5.89 5.24 5.39 5.14 5.33 5.5 5.46

2008

2008 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
20 Year SBA 504 6.14 6.13 6.46 6.34 6.46 6.65 6.84 6.99 6.57 6.57 7.72 7.17

2007

2007 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
20 Year SBA 504 6.29 6.26 6.2 6.29 6.28 6.28 6.79 6.75 6.53 6.54 6.48 6.26
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